Fast and simple financial loans Start these days with a loan from

You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving access to affordable credit for all when you take out an Oakam loan

Every time we support men and women while they achieve their funds targets, develop their credit profile and accessibility much better loan prices. In the exact same time, by making use of our cellular application to repay on time, Oakam consumers are changing the financing industry, making credit inexpensive and much more obtainable for all.

Join our neighborhood of 150,000+ consumers.

brand brand New consumer? Begin with a loan from ?100 to ?800 today. Fast turnaround without any fees that are late

279% fixed annual rate of interest (1427% APR representative)pare Oakam along with other loan providers right here.

Existing clients can borrow as much as ?5,000 and graduate to a yearly interest of 49% (variable) with this Big positive loan.

  • Access cheaper rates as time passes and enhance your credit history
  • Rapidly graduate to prices less than numerous charge cards
  • Borrow as much as ?5,000 while you grow your credit profile
  • No setup costs. No late or early repayment costs

susceptible to terms

Apply with full confidence

Fill our safe web application and get a choice in mins. No setup charges, no belated charges with no very early repayment costs.

Begin your Oakam journey

Place your loan to work well with the Oakam software, increase your credit history with time and grow your solution to a better economic future.

Tailor your loan

Accessibility lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Get more information

Get in on the 150,000+ consumers that trust us

We’re more than simply a money-lender: we’re for an objective to create available credit a truth for several.

Install our cellular software

The Oakam app that is mobile permit you to use along with assistance you handle your loan:

  • Submit an application for a loan
  • Look at your outstanding stability
  • Visit your repayment that is next time
  • Assessment your payment routine

Reasons why you should join Oakam

Bad credit? We are going to pay attention

We’ll tune in to your tale if you’re on advantages, possess bad credit rating or simply found its way to great britain. We’ve caused it to be our goal to split down economic barriers and boost accessibility for several.

No house visits – previously!

Cash is a matter that is private we ensure that is stays like that. Think about us as an alternative to doorstep financial financial financial loans. We’ll never ever knock on the home and you may constantly reach us online or higher the telephone.

No concealed unexpected situations

At Oakam you’re constantly in charge. Our items are easy and clear. We don’t charge fees that are late there’s no cost connected with repaying early.

Your connection up to a better future that is financial

You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our means of working out for you create your credit profile as time passes.

Manage your loan with all the Oakam software

Access your loan and payment routine by getting our application, thereby applying for tops ups and loans that are new the long term.


Oakam provides direct and easy monetary services for those who battle to borrow from banking institutions. You can expect accountable accessibility credit consequently they are aimed at serving our clients with value.

Every we support people as they achieve their money goals, build their credit profile, and access better loan rates day. In the time that is same by utilizing our cellular application to settle on time, Oakam consumers are changing the financing business, making credit inexpensive and much more available for everybody.

So how exactly does it work?

It’s simple! You are able to use on our site, or via our cellular software. The software could be downloaded through the Apple iStore for iPhone devices, or from the Bing Enjoy shop for Android os products. When your application is authorized, the bucks may be delivered to your money from the same time. Most candidates that are successful their particular financial financial financial loans within a few hours to be authorized.

Susceptible to condition. In the application, we’re going to ask you to answer for the income that is monthly and in information, to be able to concur that you really can afford the month-to-month repayments within the lifetime of the mortgage.

Does Oakam execute a credit search?

Yes. But we usually do not base our choice exclusively on your credit rating. At Oakam we realize that life does not constantly go as prepared. We realize that you may have come across financial hardships in past times so when a outcome, you may possibly have a bad credit rating. Unlike various various other loan providers though, Oakam will likely not instantly blacklist you have actually missed repayments. Your credit rating and cost assessment assist us comprehend your present circumstance once we assess the job for a financial loan.

Therefore, also if you’ve been declined by other loan providers in past times, we may nevertheless be in a position to assist.

I will be new to the united kingdom. Can Oakam help me to with that loan?

Yes. We ask which you have now been a resident in the united kingdom for at the least a few months before you apply for a financial loan with us. All financial loans tend to be susceptible to cost inspections as well as your monetary condition. We welcome new clients every single day and, because our application that is online process totally automatic, it is possible to use once you want to, seven days per week. Our loans tend to be susceptible to your economic condition.

So what does APR imply?

APR represents Apr.

The APR is just a standard measure made use of across all credit items to aid customers compare the price of financial financial loans. Since the APR reflects the yearly price of cost for a financial loan, it isn’t constantly a simple measure to realize when you compare loans of various lengths.

The APR is, appropriately, a comparison that is effective for comparable services and products, but additionally to your APR, we constantly explain to you the full total price of financing together with specific instalments, for example. what you will really pay off in complete. We think these records provides you with a fuller image of the expense of your financial financial loans and may help you produce a well-informed choice whether certainly one of our financial financial loans would work for your needs.

I’m self-employed. Can I have a loan?

Indeed, at the mercy of your monetary condition.

Am I able to have application that is joint my lover?

No. We just provide to people therefore we usually do not take applications that are joint.